body{background:#fff}.policy-wrap{width:min(1160px,calc(100% - 44px));margin:auto}.policy-hero{padding:70px 0 78px;background:linear-gradient(100deg,rgba(9,26,47,.95),rgba(15,44,73,.83)),url("assets/hero-main.jpg") center/cover;color:white}.policy-crumb{font-size:12px;color:#cbd8e6;margin-bottom:48px}.policy-kicker,.policy-heading span{font-size:12px;letter-spacing:.12em;color:#f26a21;font-weight:800}.policy-hero h1{font-size:clamp(32px,4.5vw,54px);letter-spacing:-.045em;line-height:1.15;margin:12px 0 22px}.policy-hero p:last-child{line-height:1.85;color:#dce6f1}.policy-content{padding:70px 0 95px}.policy-heading h2{font-size:30px;margin:9px 0 12px;color:#0e243e}.policy-heading p{color:#607086}.policy-tabs{display:flex;flex-wrap:wrap;gap:9px;margin:34px 0 28px}.policy-tab{font:inherit;border:1px solid #dbe3eb;border-radius:100px;background:white;color:#34465c;padding:12px 21px;cursor:pointer;font-weight:700}.policy-tab:hover{border-color:#f26a21}.policy-tab.active{background:#102b49;color:#fff;border-color:#102b49}.policy-panel{display:none}.policy-panel.active{display:block}.policy-panel-header{background:#f3f6fa;padding:30px 34px;border-radius:18px;display:flex;justify-content:space-between;gap:18px;align-items:center}.policy-panel-header h3{font-size:31px;margin:5px 0 8px;color:#102b49}.policy-panel-header p{color:#52657a}.policy-date{font-size:12px;color:#6d7c8d;white-space:nowrap}.policy-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:18px 0 0}.policy-card{padding:27px;border:1px solid #e2e8ef;border-radius:16px;box-shadow:0 8px 25px rgba(12,35,65,.035)}.policy-card h4{font-size:17px;color:#142f4f;margin:0 0 13px}.policy-card h4:before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:#f26a21;margin-right:9px;vertical-align:middle}.policy-card p{font-size:14px;color:#526377;line-height:1.85;margin:0;word-break:keep-all}.policy-action{margin:24px 0}.policy-action a,.policy-actions a{color:#123c63;font-weight:700;text-decoration:none}.policy-notice{background:#fff7f1;border-left:4px solid #f26a21;padding:23px 27px;margin-top:34px;border-radius:10px}.policy-notice strong{color:#8b3c0d}.policy-notice p{color:#625b56;line-height:1.8;font-size:14px;margin:10px 0 0}.policy-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:25px}.policy-actions a{border:1px solid #dce5ed;border-radius:9px;padding:13px 17px}@media(max-width:720px){.policy-hero{padding:42px 0 55px}.policy-crumb{margin-bottom:30px}.policy-content{padding:45px 0 70px}.policy-tabs{gap:7px}.policy-tab{padding:10px 14px;font-size:13px}.policy-panel-header{display:block;padding:22px}.policy-date{display:block;margin-top:14px}.policy-grid{grid-template-columns:1fr}.policy-card{padding:21px}}
.policy-download{display:inline-flex;align-items:center;justify-content:center;margin:18px 0 4px;padding:14px 22px;background:#f26a21;color:#fff!important;text-decoration:none;font-weight:800;border-radius:11px;box-shadow:0 6px 18px rgba(242,106,33,.18)}.policy-download:hover{background:#d95212}.policy-download:focus-visible{outline:3px solid #102b49;outline-offset:3px}

/* v48: Embedded brand policy PDF viewers */
.policy-pdf-viewer{margin:20px 0 26px;border:1px solid #dce3ec;border-radius:16px;overflow:hidden;background:#f6f8fb;box-shadow:0 5px 20px rgba(7,28,55,.05)}
.policy-pdf-toolbar{padding:13px 18px;display:flex;align-items:center;justify-content:space-between;gap:12px;background:#eef3f8;color:#10253e;font-size:14px;font-weight:700}
.policy-pdf-toolbar a{font-size:13px;font-weight:600;color:#1767aa;text-decoration:none}
.policy-pdf-toolbar a:hover{text-decoration:underline}
.policy-pdf-frame{display:block;width:100%;height:clamp(500px,75vh,850px);border:0;background:#fff}
.policy-pdf-fallback{margin:0;padding:10px 18px;color:#526477;font-size:12px}
.policy-pdf-fallback a{color:#1767aa;text-decoration:underline}
@media(max-width:700px){.policy-pdf-viewer{margin:16px 0 22px;border-radius:12px}.policy-pdf-frame{height:62vh;min-height:400px}.policy-pdf-toolbar{padding:12px;flex-wrap:wrap}.policy-pdf-fallback{padding:9px 12px}}